PayMaya, a subsidiary brand of PLDT and Smart Communications and regulated by the Bangko Sentral ng Pilipinas (BSP), is a free smartphone app available on iOS and Android that provides a prepaid (reloadable) virtual Visa or MasterCard and can be used to make online payment at almost the same convenience that a regular credit card offers [Read also, PayMaya: Web Hosting and Facebook Campaign Payment Solution].
Yes, I have been using PayMaya to pay for my annual web hosting fees and boost a few of my articles shared on Facebook. I must say it’s safer as compared to using a regular credit or a debit card as I don’t have to worry much about its payment security as well as the risk of going beyond my promotional budget.
Last night however, as I was checking my Metrobank Direct online account, I came across PayMaya being added to the list of merchant partners of the bank. Well, it’s perfect! I don’t need to go anymore to PayMaya load-up stations such as 7-Eleven, Robinson’s Department Stores, and SM Business Centers. I can load up my PayMaya virtual card right through my Metrobank Direct online account. Another good news, PayMaya has recently been partnering with other major banks such as BDO, Union Bank, and RCBC.
Metrobank Direct Online Bills Payment Facility. With Metrobank Direct, you can register, schedule, and pay your bills online. Instead of visiting merchant and payment centers, bills payments can be made at your own convenience and comfort.
How to Load Up PayMaya Using Metrobank Direct Online
1| After a successful login to your Metrobank Direct Personal (online account), you are directed to your online portal. Click Pay Bills on the eBanking Solutions (left sidebar).
2| Under Special Biller, select E-Wallets/Online Shopping as the category. Scroll down options and click PayMaya.
3| Enter your Subscriber/ Account Number with the format 639XXXXXXXXX (e.g., 639123456789) and then your 11-digit Phone Number. Select the Account to Debit, then enter your desired amount. You can choose between Immediate and Scheduled as the Payment Type. Hit Continue after review of your funding.
4| If you want, you can even register PayMaya through Register a New Biller. If it’s already registered, then you will no longer enter payment details again the next time you’ll fund the account.
Update: We tried it once with our PayMaya accounts around 9:00PM. In a few minutes, we received the successful transaction SMS notification, but crediting to the accounts was not made yet. It was early the next morning around 9:00AM that PayMaya acknowledged the loadup. So, we assume that since it’s through online banking BILLS PAYMENT that crediting is made within/on the next banking day. Nevertheless, we are confident enough that YES, IT WORKS!
We do not guarantee that our experiences with these services will be the same as what you expect on your end. If your loadup does not work or you encounter account issues and other concerns including login problems and transaction delays, please direct them to the customer support team.
You may check their official Facebook pages: PayMayaCares and PayMayaOfficial. While there has been an increase in number of issues and other complaints, we advise that you regulate and plan well your use of the app.